Buying your first home can be confusing since you have no experience with the process. One of the first things to do, before you even go to your first open house, is to get your finances in order. 1. Know Your Down Payment Needs Down payment requirements vary depending on the mortgage type you choose and the total purchase price that you are budgeting for. Some mortgage options require as little as 3 percent down, which means you only need $12,000 for a $400,000 mortgage.
Hello everyone, my name is Atticus. I would like to welcome you to my site about K-12 education. Schooling has changed significantly over the years, but it still tends to fall short in certain areas. Children who do not live up to the educational standards in their area may end up left behind their peers. A lack of education can lead to a life of low wages or criminal activity, so it is important to address these discrepancies. I would like to use this site to explore all of the ways parents and educators can improve the education system. Please come back soon to learn more.